A bump here and a scrape there may not seem like the worst thing in the world, but when it comes to footing the bill to get these minor eventualities fixed, then it is a totally different story. While you want to move the vehicle on to a potential buyer, not many people are going to be too thrilled if they find that there is damage to it while it has been in your possession.
This is where having a good insurance policy can prove to be a godsend, as not only will it be able to fix the initial problem, but you will also be able to sell the vehicle once it get back from the garage.
The first thing to consider is what eventuality you need to have covered for your specific requirements. Many insurers will offer motor trade insurance in a range of different factors which will take into account the value of the car, what make it is and also your individual circumstances. The latter will include whether you are working for a major company or if you are simply a part-time motor trader that requires the cover policy for their own specific.
Insurers usually offer the protection over three different areas which are road risk only motor trade insurance, liability motor trade insurance and combined motor trade insurance. For those who are looking to safeguard against every form of eventuality should seriously consider the combined policy as this will offer you a comprehensive package for all your needs.
The combined cover ensures that you are protected in any form of action that includes money, liabilities, vehicles, tools and pretty much anything else you can think of. It is ideal for those who want their business extensively protected and also recognises a business premises as well as your home as a place of work so you can be flexible about where you conduct your company’s operations.
However, this level of cover may not be for you, and if not, you may want to look into liability motor trade insurance. This is specifically designed for those of you who have members of the public on your premises at any given time. Also with this level of protection it gives sufficient cover for when you are employing members of staff and will safeguard against any eventuality that should happen.
The road risk insurance policy covers a number of different circumstances with the third party only part being the most prevalent. This is needed when you are going to be driving a customer’s vehicle, perhaps when they have brought it in to be sold on. The law states that this type is needed for any motor trader that is looking to carry out a number of actions including buying and selling vehicles for profit or should restore or repair a car.
Insurance is a major aspect for any motor trader so don’t delay and make sure you seek out a quote.
One of the most effective ways to get more jobs is to simply show people that you are an expert and that you know what you are talking about. This part usually happens during an estimate. People sense whether you know what you are doing or not.
When I first started my painting business I wasn’t hindered much by my lack of experience. But then I didn’t charge much back then either. But if you want to make some serious cash this year as a professional painter you will need to get some specialized knowledge as quickly as possible in all areas of your business – painting application, estimating and most importantly, advertising.
Bidding on smaller $300 – $500 paint jobs or anything under $1,000 is something any painter can get because the customer knows you are small potatoes. But if you are doing a larger bid for say, $5,000, $8,000 or higher, you must be able to convince the prospective customer that you know what you are doing and that you can handle the work.
You must also be able to justify the price as well. All this takes experience and knowledge. And having the right knowledge can compensate for experience as long as you actually do good work.
Also, customers want to deal with someone who is knowledgeable about the product or service they want to buy. Everyone when they are buying something wants to deal with someone who knows what they are talking about. They want to deal with that salesman on the floor who knows his merchandise. Whether it is a new appliance, a big screen TV etc.
This is also true when it comes to someone wanting to get an expensive paint job in or on their home or place of business. One of the very best and most effective ways to gain customer trust and get more painting business is to be able to answer a prospect’s questions intelligently. To do that you need knowledge and experience. Now knowledge is a whole lot cheaper to get that experience. Experience takes way too long to achieve. So getting the right knowledge is a far better, faster and surer way to gain customer confidence.
Again, your knowledge and experience as a house painter automatically shows through when you know what you are doing and when you know what you are talking about during an estimate. This gives homeowners and companies confidence in doing business with you. The old saying “fake it until you make it” doesn’t always work as well as getting specialized knowledge and information from other professional painters. And getting it as much as possible when first starting your new business.
Experience is nice to have but it also carries a big price tag called “time” – something all of us don’t have enough of. This is why getting as much of the right specialized knowledge as possible can catapult your business forward quickly and profitably as well. Specialized knowledge in painting, estimating and advertising makes for a rock-solid business. And it will help your painting business to grow faster.
I’ve spent much of the last 2 months immersed in the self help, personal development, lifestyle design and coaching community. It’s been a very enlightening, very inspiring and very illuminating experience.
The coaching profession is full of some of the most positive people I’ve ever seen. Happy, enthusiastic, spiritual, motivated and mostly broke!
As a writer and marketer FIRST (myself) I find it crazy how many coaches, consultants, teacher, trainers and enlightened entrepreneurs focus on the ENTIRELY wrong things as they try to build their coaching businesses.
There is such a group think problem… where the folks leading the seminars and get togethers are giving SUCH bad advice… that from a marketing standpoint, it’s no surprise that only 5% of coaching professional earn enough to make a good living.
The big problem is, a focus on the wrong things.
For example – certification looks good on your wall, but it won’t get you clients. And if there is 500 people who have been certified from the same school in the last 6 months, the truth is, there are NOT enough clients out there for each of you to build a bodacious business around, especially if you are doing the same things that everyone else is.
As a matter of fact… the one word that differentiates coaches who are earning 6 or even 7 figures or more is simple.
It’s not how good they are at helping, or how much they care, or even how good their clients results are.
Instead, in a word, it’s:
(and that’s pretty much true in all professional service fields, for better or for worse, as well)
I want to share with you 7 key components to building a 6 figure business as a coach or consultant. The 7 bedrock things that you need. They’re all very low cost, and will have a dramatically positive ROI for your business, and your brand.
1 – You NEED a commercial grade email auto responder. There is no question, the ability to follow up via email, on an automated, sequential basis is the KEY component to successful relationship marketing. You can get one for 20 bucks or less per month to start.
2 – You need to specialize. Niche down whatever you do to a very specific subset of the larger community to start. This WILL make an incredible difference in your business, and the clarity you bring to your content, and your community.
3 – You need to publish something that has your name on it. It’s so easy to self publish today – and if you are a true thought leader in your niche, NOT having an eBook on Amazon is not going to be an option much longer. It’s so silly simple to do… and you can literally collect questions from your community and codify them into a 50 page digital download on Kindle… and BOOM. You’re a published author and coach.
4 – You need a Tumblr blog. It’s incredible what’s happening in the personal development and spirituality space on Tumblr. Huge numbers of people who crave information and inspiration and YOU need to be in front of them. (it’s free… and addictively fun to boot)
5 – You NEED a curriculum, or high value offer that not only honors and values your expertise, but that empowers you to be paid for what you’re truly worth. Want to make 100K this year as a coach? You need to attract 100K clients. Period. (it sounds cold… but it’s about being compassionate to YOURSELF and you can’t contribute freely to others if you are suffering and struggling to succeed yourself)
For example, if you want to earn 10K a month, it’s much easier to get 10 people who are paying you $200 a week, than it is to find 100 people who are paying you $20. (and MUCH easier to service and upkeep as well) Believing you are worth the $200 is the BIG first step. (and the one that most coaches never overcome)
Communicating that value to your clients is infinitely easier, and you’ll find they’ll often refer you all the new business you can handle, once that ball begins to roll.
Lastly -believe in something big. Your ability to serve. And the power of PASSION and purpose in your business. If you buy into that idea – It will transform you, and your clients… I promise.
Short term loans help people lessen their immediate money troubles, because of increasing everyday expenses and no sufficient income to meet the requirements. These loans by and large come in a shape of payday loans, in that you can obtain immediate cash with the settlement time between two and three weeks. Lots of lenders in Australia offer their service online that let you submit an application for the finance, 24 hours a day and 7 days a week.
If you need fast money, then a caveat loan, short term loan or bridging finance from any Australian finance Centre can help.
Fundamentally, caveat loans are all about when lenders offer the borrower fast money, in return for their property as defense for the finance.
The submission of applications for these loans is extremely quick, and it is likely to be short term from approximately one month to four months. Usually the borrower can get the money inside 24 hours after the request has been launched, and in the majority of cases, having a bad credit documentation does not have an effect on your possibility of successfully achieving it. In other words, these loans are finance for property.
The reason caveat loans are provided for assets is since the borrower have to secure an asset against it, and the majority of the time, the assets consists of realty properties or vehicles, as other kinds of assets are usually not acknowledged to be a defense for such loans.
By explanation, Bridging Finance is a short-term loan used to buy business property.
This is something that can come in very helpful, conditional on your particular circumstances. There are two major points that you need to think about before you choose a Bridging Finance package, your wants and the condition of the property market.
One of the main benefits of Bridging Finance is that it will let you close on a property and buy a new property before you get rid of your existing one. You will need to assess your present situation to decide if your wants give good reason for taking on this sort of finance.
Paying off your Bridging Loan at the ending of the term usually depends on your capacity to sell your existing property. If it is not sold in the obligatory time, then you will have to pay the existing loan on your present property, your new property and the newly transformed Bridge Finance, too. If you think that this might be the likelihood then be sure to take a package that can be changed to business Loans if the need comes up. Or else, you might have to come up with the complete finance amount at the conclusion of the funding time.
Through the Internet, people today can look for information about any product or service they need in a fast, easy, and convenient way. For instance, if you’re planning a cruise trip, you can use search engines to find a website that offers travel packages. These travel agencies’ websites provide details and anything you need to know about cruise vacations. To know more about this, here are some facts on how an online travel agency can make planning your trip easier.
When browsing a travel agency’s website, you can find information on available itineraries, cruise tours, and shore and rail excursions. Through this platform, you can input details on where you like to go, when and how long you prefer to travel, and which departure port is most convenient for you and your group. Read through the agency’s travel insurance policies posted online to know if these cover medical expenses, trip cancellation, baggage damage, and other possible emergency situations.
Like your local travel agencies, online experts provide basic information about what a cruise trip, for example, entails.
They post information about pre-travel requirements, onboard experiences, activities, and amenities, as well as the different ports you and your fellow passengers can visit during the trip. They also give an overview about the life aboard a cruise ship: the dining options, accommodation arrangements, planned activities for people of all ages, and facilities and amenities for relaxation and entertainment.
An online travel agency Minneapolis has to offer also provides a wide range of options for specific cruise lines and ships.
You can choose a luxury, premium, contemporary, or specialty cruise line that suits your budget, adventure needs, and travel preferences. You can view cruise ships’ deck plans, onboard activities, sophisticated environment, and thus decide which travel package will work best for you and your group.
To maximize your budget, consult an experienced travel agency St Paul residents go to for special offers and competitive prices. You can read through their current promotions and get discounts from cruise lines or land-tour operators in their business network. You can also choose a wonderful cruise vacation package inclusive of full cruise fare, pre- and post-hotel accommodations, and other add-ons through their website.
Websites in general serve as a reliable source of information for people. With online
travel agents Minneapolis companies employ, you can plan your trip faster and in a considerably more convenient way. Through their website, you can also subscribe to email promotions, access quick links, and learn about a desired trip with a few clicks. These make planning a big, budget-friendly adventure easier.
One reason we look forward to the Christmas season is the food. This is the time of year our favorite coffee shops roll out the gingerbread-flavored lattes and the pumpkin bread, we’re guaranteed at least one huge turkey dinner this month, and there’s probably enough candy in the house to distribute to a hundred neighborhoods next Halloween. One can easily gain weight in this time, and that’s an obvious concern, but we probably don’t think much about our teeth and the probability that we’re putting them at risk.
Think about it: if we eat more sweets in a short period of time, we’re eating more sugar. We eat more sugar, we increase the risk of damage to tooth enamel. If we don’t compensate for the spike in sweets consumed over Christmas by brushing and flossing better, we could encounter problems during our next dental visit. Nobody wants to start off the new year with a cavity or the prospect of drilling, so be careful when you eat and drink at holiday gatherings.
What can you do to help keep your teeth healthy and strong this season? It’s easy to say we’re going to do our best to lay off the chocolate, but temptation is strong. You don’t necessarily have to deprive yourself of the foods you love, but moderation is key to good dental health.
One of the best things you can do to help your teeth is to stick with water. Yes, the holidays are full of coffees and cocoas and fizzy punches, but water is the best thing for you healthwise. Sodas and carbonated punches are not good for your enamel and should be avoided or severely limited any time of year. Cocoa is nice for an occasional treat, but it is caloric (depending on how it’s made) and the sugar presents a problem. If you’re a coffee drinker, you know to be extra vigilant when brushing. Brush after every meal if you can.
Whenever possible, balance your holiday food with veggies and teeth-friendly foods like cheese, limiting the Christmas candy. If you’re baking this year, look into alternative ingredients that not only lower the fat content of your sweets, but also the sugar content. If it’s possible, cut down on sugar ingredients in your recipes – you may need to play around to improve taste, but if it keeps you health it’s worth the trouble.
Enjoy your holidays and don’t feel bad about indulging this year. Just be mindful of what you enjoy.